Bank or Dealership: What's the Best Place to Get A Car Loan?

Woman Signing Papers in Front of Car

No one wants to pay more than they have to when shopping for a new or pre-owned vehicle. Even if you’ve shopped for the best local offers and incentives near Phoenix, you still need to ask, “What’s the best place to get a car loan?” Car loan shopping isn’t easy, and your APR can vary dramatically, depending on your credit and location.  Ready to find the best place to get auto financing? Compare bank vs. dealership financing and secure the monthly payment you need with Jaguar Chandler.



Where to Get a Car Loan: Working with a Bank

If you already have a well-established and spotless relationship with their preferred bank or credit union, it often makes sense to apply for a loan with the professionals you know and trust! Here’s what you should keep in mind:

  • If you’ve built trust with your bank, they may be able to offer you a lower APR.
  • Since the bank usually isn’t an intermediary, they might be able to offer you a more flexible repayment plan.

However, drivers near Tempe and Gilbert will need to keep a couple of common pitfalls in mind. Just for starters, drivers with poor credit or no credit will find it more difficult to get approval from a bank.

Where to Get a Car Loan: Working with a Dealership

If you’ve made up your mind to finance your next vehicle, your other major option is working with the dealership where you purchase your car! If you believe that a dealership is the best place to get a car loan, you probably want more options or a more convenient application process! Here’s what you should know about the advantages of car loan shopping with a dealership:

  • Dealers can help you compare buying vs. leasing to help you save even more.
  • Well-connected dealerships like Jaguar Chandler can connect you to multiple lending partners quickly and easily.
  • The ability to explore and compare multiple offers can help you get the best rate available.
  • You usually only need to fill out one form in order to see your options.

Now that you have an idea of how to buy a car the right way, we’re sure that you’ll be eager to get started!

Explore Your Options at Jaguar Chandler!

Want to learn more about the Jaguar Chandler financing team? Start your adventure on the right foot by applying for financing today!

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7470 West Orchid Lane Chandler, AZ

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7470 West Orchid Lane Chandler, AZ
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